@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&family=Outfit:wght@400;500;600;700;800;900&display=swap');

:root {
  /* Aurora Glassmorphism Dark Mode */
  --dark-900: #cbd5e1; /* Inverted for light text */
  --dark-800: #f8fafc; /* Headers */
  --dark-700: #e2e8f0; 
  --dark-600: #94a3b8;
  --dark-500: #64748b;
  
  --gold-400: #a855f7; /* Neon Purple */
  --gold-500: #8b5cf6;
  --gold-600: #7c3aed;
  --gold-700: #6d28d9;
  
  --accent-primary: #3b82f6; /* Electric Blue */
  --accent-primary-dark: #2563eb;
  --accent-glow: rgba(59, 130, 246, 0.4);
  
  --emerald: #ec4899; /* Neon Pink */
  --sky: #0ea5e9;
  
  --text-primary: #f8fafc;
  --text-secondary: #cbd5e1;
  --text-muted: #94a3b8;
  
  --bg-main: #020617; /* Deep space black */
  --bg-card: rgba(15, 23, 42, 0.6);
  --bg-section-alt: #0a0f25;
  
  --border-subtle: rgba(255, 255, 255, 0.08);
  --border-card: rgba(255, 255, 255, 0.15);
  --border-hover: rgba(168, 85, 247, 0.4);
  
  --glass-bg: rgba(15, 23, 42, 0.5);
  --glass-border: rgba(255, 255, 255, 0.1);
  --glass-shadow: 0 8px 32px rgba(0, 0, 0, 0.5);
  
  /* Typography */
  --font-display: 'Outfit', sans-serif;
  --font-body: 'Inter', sans-serif;
  
  /* Structure */
  --radius-xs: 6px;
  --radius-sm: 10px;
  --radius-md: 16px;
  --radius-lg: 24px;
  --radius-xl: 32px;
  --radius-full: 9999px;
  
  --shadow-xs: 0 1px 2px rgba(0, 0, 0, 0.5);
  --shadow-sm: 0 4px 6px -1px rgba(0, 0, 0, 0.5), 0 2px 4px -2px rgba(0, 0, 0, 0.4);
  --shadow-md: 0 10px 30px -8px rgba(0, 0, 0, 0.6);
  --shadow-lg: 0 20px 50px -12px rgba(0, 0, 0, 0.7);
  --shadow-xl: 0 25px 60px -15px rgba(0, 0, 0, 0.8);
  --shadow-glow-gold: 0 0 30px rgba(212, 175, 55, 0.15);
  
  --transition-fast: all 0.2s cubic-bezier(0.4, 0, 0.2, 1);
  --transition: all 0.35s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: all 0.5s cubic-bezier(0.16, 1, 0.3, 1);
  --transition-bounce: all 0.5s cubic-bezier(0.34, 1.56, 0.64, 1);
}

/* =========================================
   RESET & BASE
   ========================================= */
*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  color: var(--text-primary);
  background-color: var(--bg-main);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  color: var(--dark-800);
  margin-bottom: 0.5rem;
  font-weight: 700;
  line-height: 1.2;
}

a {
  text-decoration: none;
  color: inherit;
  transition: var(--transition-fast);
}

img {
  max-width: 100%;
  height: auto;
}

.container {
  width: 100%;
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 2rem;
}

/* =========================================
   ANIMATIONS
   ========================================= */
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(30px); }
  to   { opacity: 1; transform: translateY(0); }
}

@keyframes fadeInDown {
  from { opacity: 0; transform: translateY(-20px); }
  to   { opacity: 1; transform: translateY(0); }
}

@keyframes scaleIn {
  from { opacity: 0; transform: scale(0.9); }
  to   { opacity: 1; transform: scale(1); }
}

@keyframes slideInLeft {
  from { opacity: 0; transform: translateX(-40px); }
  to   { opacity: 1; transform: translateX(0); }
}

@keyframes shimmer {
  0%   { background-position: -200% center; }
  100% { background-position: 200% center; }
}

@keyframes aurora-spin {
  0% { transform: rotate(0deg) scale(1); }
  50% { transform: rotate(180deg) scale(1.2); }
  100% { transform: rotate(360deg) scale(1); }
}

/* =========================================
   AURORA GLASSMORPHISM UI COMPONENTS
   ========================================= */

.glass-navbar {
  background: var(--glass-bg);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--glass-border);
  position: sticky;
  top: 0;
  z-index: 1000;
  padding: 15px 0;
}

.aurora-hero {
  position: relative;
  background-color: var(--bg-main);
  overflow: hidden;
  padding: 120px 0;
  text-align: center;
  min-height: 80vh;
  display: flex;
  align-items: center;
  justify-content: center;
}

.aurora-orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  z-index: 0;
  opacity: 0.6;
  animation: aurora-spin 20s linear infinite;
}

.aurora-orb.orb-1 {
  width: 400px;
  height: 400px;
  background: var(--gold-500); /* Purple */
  top: -100px;
  left: -100px;
}

.aurora-orb.orb-2 {
  width: 500px;
  height: 500px;
  background: var(--accent-primary); /* Blue */
  bottom: -150px;
  right: -100px;
  animation-direction: reverse;
  animation-duration: 25s;
}

.aurora-orb.orb-3 {
  width: 300px;
  height: 300px;
  background: var(--emerald); /* Pink */
  top: 40%;
  left: 40%;
  animation-duration: 15s;
}

.glass-panel {
  background: var(--glass-bg);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid var(--glass-border);
  border-radius: var(--radius-md);
  padding: 2rem;
  box-shadow: var(--glass-shadow);
  transition: var(--transition);
  color: var(--text-primary);
}

.glass-panel:hover {
  transform: translateY(-5px);
  border-color: var(--border-hover);
  box-shadow: 0 15px 40px rgba(0, 0, 0, 0.6);
}

.gradient-text {
  background: linear-gradient(to right, var(--gold-400), var(--accent-primary), var(--emerald));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  display: inline-block;
}

@keyframes float {
  0%, 100% { transform: translateY(0); }
  50%      { transform: translateY(-10px); }
}

@keyframes pulse-glow {
  0%, 100% { box-shadow: 0 0 0 0 rgba(212, 175, 55, 0.4); }
  50%      { box-shadow: 0 0 20px 5px rgba(212, 175, 55, 0.15); }
}

@keyframes gradientShift {
  0%   { background-position: 0% 50%; }
  50%  { background-position: 100% 50%; }
  100% { background-position: 0% 50%; }
}

@keyframes borderGlow {
  0%, 100% { border-color: rgba(212, 175, 55, 0.3); }
  50%      { border-color: rgba(212, 175, 55, 0.7); }
}

/* Scroll reveal animation class */
.reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

/* =========================================
   PREMIUM BUTTONS
   ========================================= */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  padding: 0.85rem 2rem;
  border-radius: var(--radius-full);
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 0.95rem;
  cursor: pointer;
  border: 2px solid transparent;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
  z-index: 1;
}

.btn::before {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: inherit;
  opacity: 0;
  transition: opacity 0.3s ease;
  z-index: -1;
}

.btn-gold {
  background: linear-gradient(135deg, var(--gold-400) 0%, var(--gold-600) 100%);
  color: var(--dark-900);
  font-weight: 700;
  box-shadow: 0 4px 15px var(--accent-glow);
}
.btn-gold::before {
  background: linear-gradient(135deg, var(--gold-500) 0%, var(--gold-700) 100%);
}
.btn-gold:hover {
  transform: translateY(-3px) scale(1.02);
  box-shadow: 0 8px 25px var(--accent-glow);
}
.btn-gold:hover::before { opacity: 1; }

.btn-outline {
  background: transparent;
  color: #fff;
  border: 1px solid rgba(255, 255, 255, 0.2);
  backdrop-filter: blur(10px);
}
.btn-outline:hover {
  background: rgba(255, 255, 255, 0.05);
  border-color: rgba(255, 255, 255, 0.4);
  transform: translateY(-2px);
}

/* =========================================
   TOP BAR
   ========================================= */
.top-bar {
  background: linear-gradient(90deg, var(--dark-900) 0%, var(--dark-800) 100%);
  color: rgba(255, 255, 255, 0.85);
  font-size: 0.82rem;
  padding: 0.6rem 0;
  letter-spacing: 0.3px;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}

.top-bar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.top-bar-links a {
  color: rgba(255, 255, 255, 0.85);
  margin-left: 2rem;
  font-weight: 500;
  position: relative;
}
.top-bar-links a::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  width: 0;
  height: 1px;
  background: var(--gold-500);
  transition: width 0.3s ease;
}
.top-bar-links a:hover { color: var(--gold-400); }
.top-bar-links a:hover::after { width: 100%; }

/* =========================================
   NAVIGATION
   ========================================= */
.corp-nav {
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border-subtle);
  padding: 0.9rem 0;
  position: sticky;
  top: 0;
  z-index: 1000;
  transition: var(--transition);
}

.corp-nav.scrolled {
  box-shadow: 0 4px 30px rgba(10, 22, 40, 0.08);
  padding: 0.6rem 0;
}

.corp-nav .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.logo {
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.logo-text {
  font-family: var(--font-display);
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--dark-800);
  letter-spacing: -0.5px;
}

.pro-badge { color: var(--accent-primary); }

.nav-links {
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.nav-links > a {
  font-family: var(--font-display);
  font-weight: 600;
  color: var(--text-secondary);
  font-size: 0.9rem;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  padding: 0.5rem 1rem;
  border-radius: var(--radius-full);
  position: relative;
}

.nav-links > a:hover {
  color: var(--dark-700);
  background: rgba(212, 175, 55, 0.06);
}

.nav-links > a.active {
  color: var(--dark-800);
  background: rgba(212, 175, 55, 0.08);
}

.nav-links > a.active::after {
  content: '';
  position: absolute;
  bottom: 2px;
  left: 50%;
  transform: translateX(-50%);
  width: 20px;
  height: 3px;
  background: var(--accent-primary);
  border-radius: 2px;
}

.nav-actions {
  display: flex;
  gap: 0.75rem;
  align-items: center;
}

.btn-login {
  background: linear-gradient(135deg, var(--dark-700) 0%, var(--dark-900) 100%);
  color: #fff;
  padding: 0.55rem 1.5rem;
  border-radius: var(--radius-full);
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 0.85rem;
  letter-spacing: 0.5px;
  transition: var(--transition);
  border: none;
}
.btn-login:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-glow-gold);
}

/* =========================================
   HERO SECTION
   ========================================= */
.hero {
  background: linear-gradient(135deg, var(--dark-900) 0%, var(--dark-800) 50%, var(--dark-700) 100%);
  color: #fff;
  padding: 6rem 0;
  position: relative;
  overflow: hidden;
  min-height: 90vh;
  display: flex;
  align-items: center;
  text-align: center;
}

.hero-container {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 2rem;
  position: relative;
  z-index: 2;
  width: 100%;
  max-width: 800px;
  margin: 0 auto;
}

.hero-tag {
  display: inline-flex;
  align-items: center;
  background: rgba(212, 175, 55, 0.1);
  border: 1px solid rgba(212, 175, 55, 0.2);
  color: var(--gold-400);
  padding: 0.4rem 1.2rem;
  border-radius: var(--radius-full);
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 0.9rem;
  text-transform: uppercase;
  letter-spacing: 1.5px;
}

.hero-title {
  color: #fff;
  font-family: var(--font-display);
  font-size: 4.5rem;
  font-weight: 900;
  line-height: 1.1;
  letter-spacing: -1.5px;
}

.hero-title span {
  background: linear-gradient(90deg, var(--gold-400), #fff, var(--gold-500));
  background-size: 200% auto;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  animation: shimmer 4s linear infinite;
}

.hero-subtitle {
  font-size: 1.2rem;
  color: rgba(255, 255, 255, 0.8);
  font-weight: 400;
  line-height: 1.7;
  max-width: 600px;
}

.hero-actions {
  display: flex;
  gap: 1.5rem;
  margin-top: 1rem;
  flex-wrap: wrap;
  justify-content: center;
}

@media (max-width: 992px) {
  .hero-title {
    font-size: 3rem;
  }
}

/* =========================================
   SECTIONS — COMMON STYLES
   ========================================= */
.section {
  padding: 6rem 0;
  position: relative;
}

.bg-light {
  background: var(--bg-section-alt);
}

.section-header {
  margin-bottom: 4rem;
  text-align: left;
}

.section-header.center {
  text-align: center;
}

.main-heading {
  font-family: var(--font-display);
  font-size: 2.5rem;
  color: var(--dark-800);
  font-weight: 800;
  margin-bottom: 0.75rem;
  letter-spacing: -0.5px;
}

.section-header.center .main-heading {
  position: relative;
  display: inline-block;
  padding-bottom: 1rem;
}
.section-header.center .main-heading::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 60px;
  height: 4px;
  background: linear-gradient(90deg, var(--accent-primary), var(--gold-500));
  border-radius: 2px;
}

.section-desc {
  font-size: 1.1rem;
  color: var(--text-secondary);
  max-width: 680px;
  line-height: 1.7;
}
.section-header.center .section-desc {
  margin: 1rem auto 0 auto;
}

/* =========================================
   BENEFITS SECTION — GLASSMORPHISM CARDS
   ========================================= */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 2rem;
}

.benefit-card {
  background: var(--glass-bg);
  backdrop-filter: blur(15px);
  -webkit-backdrop-filter: blur(15px);
  border-radius: var(--radius-lg);
  padding: 2.5rem 2rem;
  border: 1px solid var(--glass-border);
  box-shadow: var(--glass-shadow);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
  z-index: 1;
}

.benefit-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-xl);
  border-color: var(--border-hover);
}

.b-icon {
  width: 64px;
  height: 64px;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid var(--glass-border);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-400);
  margin-bottom: 1.5rem;
  transition: var(--transition);
}

.benefit-card:hover .b-icon {
  background: rgba(168, 85, 247, 0.2);
  color: #fff;
  transform: scale(1.08) rotate(-3deg);
  box-shadow: 0 8px 20px rgba(168, 85, 247, 0.4);
}

.benefit-card h3 {
  font-family: var(--font-display);
  font-size: 1.3rem;
  margin-bottom: 0.75rem;
  color: #fff;
}

.benefit-card p {
  color: var(--text-secondary);
  font-size: 0.98rem;
  line-height: 1.65;
}

/* =========================================
   ADVISOR / CERT SECTION
   ========================================= */
.cert-box {
  background: var(--glass-bg);
  backdrop-filter: blur(15px);
  -webkit-backdrop-filter: blur(15px);
  border: 1px solid var(--glass-border);
  border-radius: var(--radius-lg);
  padding: 3rem 4rem;
  text-align: center;
  cursor: pointer;
  box-shadow: var(--glass-shadow);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
  max-width: 600px;
  width: 100%;
}

.cert-box:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-xl);
  border-color: var(--border-hover);
}

.cert-icon {
  width: 80px;
  height: 80px;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid var(--glass-border);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--accent-primary);
  margin: 0 auto 1.5rem auto;
  transition: var(--transition);
}

.cert-box:hover .cert-icon {
  background: rgba(59, 130, 246, 0.2);
  color: #fff;
  transform: scale(1.1);
  box-shadow: 0 8px 25px rgba(59, 130, 246, 0.4);
}

.cert-box h3 {
  font-family: var(--font-display);
  font-size: 1.5rem;
  margin-bottom: 0.5rem;
  color: #fff;
}

.cert-box p {
  color: var(--text-secondary);
  font-size: 1rem;
}

/* =========================================
   SERVICES GRID — PREMIUM CARDS
   ========================================= */
.service-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(340px, 1fr));
  gap: 1.5rem;
}

.service-item {
  background: var(--glass-bg);
  backdrop-filter: blur(15px);
  -webkit-backdrop-filter: blur(15px);
  border: 1px solid var(--glass-border);
  border-radius: var(--radius-md);
  padding: 1.75rem;
  display: flex;
  align-items: flex-start;
  gap: 1.25rem;
  transition: var(--transition);
  box-shadow: var(--glass-shadow);
  position: relative;
  overflow: hidden;
  z-index: 1;
}

.service-item:hover {
  border-color: var(--border-hover);
  box-shadow: var(--shadow-xl);
  transform: translateY(-4px);
}

.service-icon {
  width: 50px;
  height: 50px;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid var(--glass-border);
  color: var(--emerald);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: var(--transition);
}

.service-item:hover .service-icon {
  background: rgba(236, 72, 153, 0.2);
  color: #fff;
}

.service-content h3 {
  font-family: var(--font-display);
  font-size: 1.1rem;
  margin-bottom: 0.35rem;
  color: #fff;
  transition: var(--transition);
}

.service-content p {
  color: var(--text-secondary);
  font-size: 0.92rem;
  line-height: 1.55;
  transition: var(--transition);
}

.service-item:hover h3,
.service-item:hover p {
  color: #fff;
}

/* =========================================
   PARTNER BANKS — PREMIUM TILE GRID
   ========================================= */
.bank-list-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
  gap: 1.25rem;
  margin-top: 2.5rem;
}

.b-card-corp,
.bank-card {
  background: var(--bg-card);
  border: 1px solid var(--border-card);
  border-radius: var(--radius-md);
  padding: 2rem 1.5rem;
  text-align: center;
  cursor: pointer;
  transition: var(--transition);
  box-shadow: var(--shadow-xs);
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  position: relative;
  overflow: hidden;
  min-height: 160px;
}

.b-card-corp::before,
.bank-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--dark-600), var(--dark-500));
  transform: scaleX(0);
  transition: transform 0.4s ease;
}

.b-card-corp::after,
.bank-card::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(212, 175, 55, 0.02) 0%, rgba(212, 175, 55, 0.02) 100%);
  opacity: 0;
  transition: opacity 0.3s ease;
}

.b-card-corp:hover,
.bank-card:hover {
  border-color: rgba(212, 175, 55, 0.2);
  box-shadow: var(--shadow-lg);
  transform: translateY(-6px) scale(1.02);
}

.b-card-corp:hover::before,
.bank-card:hover::before {
  transform: scaleX(1);
}

.b-card-corp:hover::after,
.bank-card:hover::after {
  opacity: 1;
}

.bank-card {
  animation: fadeInUp 0.5s ease both;
}

.b-card-corp h3,
.bank-card h3 {
  font-family: var(--font-display);
  font-size: 1.05rem;
  margin: 0;
  color: var(--dark-700);
  position: relative;
  z-index: 1;
  transition: var(--transition-fast);
}

.b-card-corp:hover h3,
.bank-card:hover h3 {
  color: var(--dark-900);
}

.b-card-corp p,
.bank-card p {
  font-size: 0.82rem;
  color: var(--text-muted);
  margin-top: 0.6rem;
  font-weight: 500;
  position: relative;
  z-index: 1;
  line-height: 1.4;
}

/* =========================================
   CREDIT CARDS VIEW — PREMIUM DISPLAY
   ========================================= */
#cardsViewContainer {
  background: var(--bg-card);
  border: 1px solid var(--border-card);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  margin-top: 2rem;
  box-shadow: var(--shadow-md);
  animation: fadeInUp 0.4s ease;
}

.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.credit-card-item {
  border: 1px solid var(--border-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  background: #fff;
}

.credit-card-item:hover {
  box-shadow: var(--shadow-xl);
  transform: translateY(-6px);
  border-color: rgba(212, 175, 55, 0.2);
}

.card-image-section {
  background: linear-gradient(135deg, var(--dark-800) 0%, #e8edf3 100%);
  padding: 2.5rem;
  text-align: center;
  border-bottom: 1px solid var(--border-card);
  position: relative;
}

.card-badge {
  position: absolute;
  top: 12px;
  right: 12px;
  background: linear-gradient(135deg, var(--accent-primary) 0%, var(--accent-primary-dark) 100%);
  color: #fff;
  font-family: var(--font-display);
  font-size: 0.65rem;
  font-weight: 700;
  padding: 0.3rem 0.75rem;
  border-radius: var(--radius-full);
  letter-spacing: 1px;
  text-transform: uppercase;
}

.credit-card-img {
  width: 100%;
  max-width: 220px;
  filter: drop-shadow(0 12px 20px rgba(0, 0, 0, 0.12));
  transition: var(--transition);
}

.credit-card-item:hover .credit-card-img {
  transform: scale(1.05) rotate(-1deg);
}

.credit-card-content {
  padding: 1.75rem;
  flex: 1;
  display: flex;
  flex-direction: column;
}

.credit-card-title {
  font-family: var(--font-display);
  font-size: 1.15rem;
  margin-bottom: 1rem;
  color: var(--dark-800);
}

.credit-card-benefits {
  list-style-type: none;
  padding-left: 0;
  margin-bottom: 1.25rem;
  color: var(--text-secondary);
  font-size: 0.9rem;
}

.credit-card-benefits li {
  position: relative;
  padding-left: 1.5rem;
  margin-bottom: 0.5rem;
  line-height: 1.5;
}

.credit-card-benefits li::before {
  content: '✓';
  position: absolute;
  left: 0;
  top: 0;
  color: var(--emerald);
  font-weight: 800;
}

/* Key Highlights */
.key-highlights {
  background: linear-gradient(135deg, rgba(212, 175, 55, 0.04) 0%, rgba(212, 175, 55, 0.04) 100%);
  border-radius: var(--radius-sm);
  padding: 1rem;
  margin-bottom: 1rem;
}

.key-highlights h4 {
  font-family: var(--font-display);
  font-size: 0.82rem;
  color: var(--dark-700);
  display: flex;
  align-items: center;
  gap: 0.4rem;
  margin-bottom: 0.6rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.highlight-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
}

.tag {
  display: inline-block;
  background: rgba(212, 175, 55, 0.08);
  color: var(--dark-600);
  font-size: 0.72rem;
  font-weight: 600;
  padding: 0.25rem 0.6rem;
  border-radius: var(--radius-full);
  letter-spacing: 0.3px;
}

/* Annual fee */
.annual-fee {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.85rem;
  color: var(--text-secondary);
  padding: 0.6rem 0;
  border-top: 1px solid var(--border-subtle);
  margin-bottom: 1rem;
}

.annual-fee strong {
  color: var(--dark-700);
}

/* Card Action buttons */
.card-actions {
  display: flex;
  gap: 0.5rem;
  margin-top: auto;
}

.btn-action {
  flex: 1;
  text-align: center;
  padding: 0.75rem;
  border-radius: var(--radius-sm);
  font-family: var(--font-display);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.5px;
  transition: var(--transition);
  text-transform: uppercase;
}

.btn-action.primary {
  background: linear-gradient(135deg, var(--dark-700) 0%, var(--dark-900) 100%);
  color: #fff;
}
.btn-action.primary:hover {
  box-shadow: var(--shadow-glow-gold);
  transform: translateY(-2px);
}

.btn-action.secondary {
  background: rgba(212, 175, 55, 0.06);
  color: var(--dark-700);
  border: 1px solid var(--border-subtle);
}
.btn-action.secondary:hover {
  background: rgba(212, 175, 55, 0.12);
}

.btn-card-apply {
  text-align: center;
  background: linear-gradient(135deg, var(--dark-700) 0%, var(--dark-900) 100%);
  color: #fff;
  padding: 0.9rem;
  border-radius: var(--radius-sm);
  font-family: var(--font-display);
  font-size: 0.9rem;
  font-weight: 600;
  margin-top: auto;
  transition: var(--transition);
  letter-spacing: 0.5px;
}
.btn-card-apply:hover {
  background: linear-gradient(135deg, var(--accent-primary) 0%, var(--accent-primary-dark) 100%);
  box-shadow: var(--shadow-glow-red);
  transform: translateY(-2px);
}

/* =========================================
   CONTACT / APPLY FORM — PREMIUM SPLIT CARD
   ========================================= */
.contact-container {
  max-width: 1100px;
  margin: 0 auto;
}

.form-wrapper {
  display: flex;
  background: var(--bg-card);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  border: 1px solid var(--border-card);
}

.contact-left {
  flex: 0 0 42%;
  background: linear-gradient(145deg, var(--dark-900) 0%, var(--dark-700) 60%, var(--dark-600) 100%);
  color: #fff;
  padding: 3.5rem;
  display: flex;
  flex-direction: column;
  position: relative;
  overflow: hidden;
}

.contact-left::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -50%;
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, rgba(212, 175, 55, 0.08) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.contact-left .main-heading {
  color: #fff;
  font-size: 2rem;
  margin-bottom: 1rem;
}

.contact-left .section-desc {
  color: rgba(255, 255, 255, 0.7);
  font-size: 1rem;
  margin-bottom: 3rem;
}

.info-cards-grid {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  margin-top: auto;
}

.info-card-corp {
  display: flex;
  align-items: center;
  gap: 1.25rem;
  padding: 0.75rem;
  border-radius: var(--radius-sm);
  transition: var(--transition-fast);
}

.info-card-corp:hover {
  background: rgba(255, 255, 255, 0.06);
}

.icc-icon {
  width: 48px;
  height: 48px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-400);
  flex-shrink: 0;
}

.icc-text h4 {
  font-family: var(--font-display);
  font-size: 0.95rem;
  margin-bottom: 0.15rem;
  color: #fff;
  font-weight: 600;
}
.icc-text p {
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.6);
}

/* Form Right Side */
.contact-right {
  flex: 1;
  padding: 3.5rem;
  background: #fff;
}

.form-corp-card h3 {
  font-family: var(--font-display);
  font-size: 1.75rem;
  margin-bottom: 0.5rem;
  color: var(--dark-800);
}

.form-corp-card > p {
  font-size: 0.95rem;
  color: var(--text-secondary);
  margin-bottom: 2rem;
}

.corp-form {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.input-group label {
  display: block;
  font-family: var(--font-display);
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 0.5rem;
  letter-spacing: 0.3px;
}

.input-group input,
.input-group select {
  width: 100%;
  padding: 0.9rem 1.2rem;
  border: 1.5px solid var(--border-subtle);
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 0.95rem;
  background: var(--bg-main);
  transition: var(--transition-fast);
  color: var(--text-primary);
}

.input-group input::placeholder {
  color: var(--text-muted);
}

.input-group input:focus,
.input-group select:focus {
  outline: none;
  border-color: var(--dark-500);
  box-shadow: 0 0 0 4px rgba(212, 175, 55, 0.08);
  background: #fff;
}

.btn-submit-corp {
  background: linear-gradient(135deg, var(--accent-primary) 0%, var(--accent-primary-dark) 100%);
  color: #fff;
  border: none;
  padding: 1.1rem;
  border-radius: var(--radius-sm);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1rem;
  cursor: pointer;
  margin-top: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  transition: var(--transition);
  box-shadow: 0 4px 15px var(--accent-glow);
}
.btn-submit-corp:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 25px var(--accent-glow);
}

.qr-section {
  margin-top: 2rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--border-subtle);
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.qr-section p {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--text-primary);
}

.qr-section img {
  border: 1px solid var(--border-subtle);
  padding: 5px;
  border-radius: var(--radius-sm);
  background: #fff;
}

/* =========================================
   FOOTER — PREMIUM DARK
   ========================================= */
.footer {
  background: linear-gradient(135deg, var(--dark-900) 0%, #050d18 100%);
  color: #fff;
  padding: 4.5rem 0 2rem 0;
  position: relative;
  overflow: hidden;
}

.footer::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--dark-500), var(--accent-primary), var(--gold-500), var(--dark-500));
  background-size: 200% auto;
  animation: shimmer 4s linear infinite;
}

.footer .container {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.footer h3 {
  font-family: var(--font-display);
  color: #fff;
  font-size: 1.5rem;
  font-weight: 700;
  letter-spacing: 0.5px;
}

.footer-links {
  margin: 1.5rem 0;
  display: flex;
  gap: 2rem;
}

.footer-links a {
  color: rgba(255, 255, 255, 0.5);
  font-size: 0.9rem;
  font-weight: 500;
  position: relative;
}
.footer-links a::after {
  content: '';
  position: absolute;
  bottom: -3px;
  left: 0;
  width: 0;
  height: 1px;
  background: var(--gold-500);
  transition: width 0.3s ease;
}
.footer-links a:hover {
  color: #fff;
}
.footer-links a:hover::after {
  width: 100%;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  padding-top: 1.5rem;
  width: 100%;
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.3);
  letter-spacing: 0.3px;
}

/* =========================================
   LIGHTBOX — FULLSCREEN MODAL
   ========================================= */
#cardLightbox {
  display: none;
  position: fixed;
  inset: 0;
  z-index: 9999;
  align-items: center;
  justify-content: center;
}

#cardLightbox.show {
  display: flex;
}

.lightbox-overlay {
  position: absolute;
  inset: 0;
  background: rgba(10, 22, 40, 0.85);
  backdrop-filter: blur(8px);
  cursor: pointer;
}

.lightbox-content {
  position: relative;
  z-index: 2;
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 2rem;
  max-width: 90vw;
  max-height: 90vh;
  box-shadow: var(--shadow-xl);
  animation: scaleIn 0.3s ease;
}

.lightbox-close {
  position: absolute;
  top: -12px;
  right: -12px;
  width: 40px;
  height: 40px;
  background: var(--accent-primary);
  color: #fff;
  border: none;
  border-radius: 50%;
  font-size: 1.5rem;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 12px var(--accent-glow);
  transition: var(--transition-fast);
}
.lightbox-close:hover {
  transform: scale(1.1);
  background: var(--accent-primary-dark);
}

.lightbox-title {
  font-family: var(--font-display);
  text-align: center;
  margin-bottom: 1rem;
  color: var(--dark-800);
}

.lightbox-img {
  max-width: 100%;
  max-height: 70vh;
  border-radius: var(--radius-sm);
}

/* =========================================
   SCROLLBAR CUSTOM
   ========================================= */
::-webkit-scrollbar {
  width: 8px;
}
::-webkit-scrollbar-track {
  background: var(--bg-main);
}
::-webkit-scrollbar-thumb {
  background: var(--dark-600);
  border-radius: 4px;
}
::-webkit-scrollbar-thumb:hover {
  background: var(--dark-700);
}

/* =========================================
   RESPONSIVE
   ========================================= */
@media (max-width: 1024px) {
  .container { padding: 0 1.5rem; }
  .hero-title { font-size: 3rem; }
  .main-heading { font-size: 2.1rem; }
  .card-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 992px) {
  .form-wrapper { flex-direction: column; }
  .contact-left { flex: none; }
  .contact-left, .contact-right { padding: 2.5rem; }
  .info-cards-grid { margin-top: 2rem; }
  .bank-list-grid { grid-template-columns: repeat(auto-fill, minmax(170px, 1fr)); }
}

@media (max-width: 768px) {
  .top-bar { display: none; }
  
  .mobile-menu-btn {
    display: block !important;
  }
  
  .nav-content {
    display: none !important;
    flex-direction: column !important;
    align-items: flex-start !important;
    position: absolute;
    top: 100%;
    left: 0;
    width: 100%;
    background: var(--bg-card);
    padding: 1.5rem 2rem;
    box-shadow: 0 10px 20px rgba(0,0,0,0.1);
    z-index: 999;
  }

  .nav-content.active {
    display: flex !important;
  }

  .nav-links {
    display: flex !important;
    flex-direction: column;
    width: 100%;
    gap: 1rem;
    margin-bottom: 1.5rem;
    align-items: flex-start;
  }

  .nav-actions {
    display: flex !important;
    flex-direction: column;
    width: 100%;
    gap: 1rem;
    align-items: stretch;
  }
  
  .nav-actions .btn {
    width: 100%;
    justify-content: center;
  }

  .hero { padding: 4.5rem 0 4rem 0; }
  .hero-title { font-size: 2.25rem; }
  .hero-subtitle { font-size: 1rem; }
  .section { padding: 4rem 0; }
  .main-heading { font-size: 1.85rem; }
  .advisor-grid { grid-template-columns: 1fr; }
  .card-grid { grid-template-columns: 1fr; }
  .benefits-grid { grid-template-columns: 1fr; }
  .service-grid { grid-template-columns: 1fr; }
  .bank-list-grid { grid-template-columns: repeat(2, 1fr); }
  .hero-actions { flex-direction: column; }
  .hero-actions .btn { width: 100%; }
  .cert-box { padding: 2rem; }
  .form-wrapper { border-radius: var(--radius-md); }
}

@media (max-width: 480px) {
  .container { padding: 0 1rem; }
  .hero-title { font-size: 1.9rem; }
  .bank-list-grid { grid-template-columns: 1fr; }
  .footer-links { flex-direction: column; gap: 0.75rem; }
}

/* =========================================
   NAVRANG APPARELS THEME STYLES
   ========================================= */

.navrang-nav-links a {
  transition: color 0.2s ease;
}

.navrang-nav-links a:hover {
  color: #b91c1c !important;
}

.navrang-actions .btn {
  transition: transform 0.2s ease, opacity 0.2s ease;
}

.navrang-actions .btn:hover {
  transform: translateY(-2px);
  opacity: 0.9;
}

/* Floating Animations for Hero Elements */
@keyframes float1 {
  0% { transform: translateY(0) rotate(-10deg); }
  50% { transform: translateY(-15px) rotate(-8deg); }
  100% { transform: translateY(0) rotate(-10deg); }
}

@keyframes float2 {
  0% { transform: translateY(0) rotate(15deg); }
  50% { transform: translateY(12px) rotate(12deg); }
  100% { transform: translateY(0) rotate(15deg); }
}

@keyframes float3 {
  position: absolute;
  inset: 0;
  background: rgba(10, 22, 40, 0.85);
  backdrop-filter: blur(8px);
  cursor: pointer;
}

.lightbox-content {
  position: relative;
  z-index: 2;
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 2rem;
  max-width: 90vw;
  max-height: 90vh;
  box-shadow: var(--shadow-xl);
  animation: scaleIn 0.3s ease;
}

.lightbox-close {
  position: absolute;
  top: -12px;
  right: -12px;
  width: 40px;
  height: 40px;
  background: var(--accent-primary);
  color: #fff;
  border: none;
  border-radius: 50%;
  font-size: 1.5rem;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 12px var(--accent-glow);
  transition: var(--transition-fast);
}
.lightbox-close:hover {
  transform: scale(1.1);
  background: var(--accent-primary-dark);
}

.lightbox-title {
  font-family: var(--font-display);
  text-align: center;
  margin-bottom: 1rem;
  color: var(--dark-800);
}

.lightbox-img {
  max-width: 100%;
  max-height: 70vh;
  border-radius: var(--radius-sm);
}

/* =========================================
   SCROLLBAR CUSTOM
   ========================================= */
::-webkit-scrollbar {
  width: 8px;
}
::-webkit-scrollbar-track {
  background: var(--bg-main);
}
::-webkit-scrollbar-thumb {
  background: var(--dark-600);
  border-radius: 4px;
}
::-webkit-scrollbar-thumb:hover {
  background: var(--dark-700);
}

/* =========================================
   RESPONSIVE
   ========================================= */
@media (max-width: 1024px) {
  .container { padding: 0 1.5rem; }
  .hero-title { font-size: 3rem; }
  .main-heading { font-size: 2.1rem; }
  .card-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 992px) {
  .form-wrapper { flex-direction: column; }
  .contact-left { flex: none; }
  .contact-left, .contact-right { padding: 2.5rem; }
  .info-cards-grid { margin-top: 2rem; }
  .bank-list-grid { grid-template-columns: repeat(auto-fill, minmax(170px, 1fr)); }
}

@media (max-width: 768px) {
  .top-bar { display: none; }
  .floating-elements { display: none !important; }
  
  .mobile-menu-btn {
    display: block !important;
  }
  
  .nav-content {
    display: none !important;
    flex-direction: column !important;
    align-items: flex-start !important;
    position: absolute;
    top: 100%;
    left: 0;
    width: 100%;
    background: var(--bg-card);
    padding: 1.5rem 2rem;
    box-shadow: 0 10px 20px rgba(0,0,0,0.1);
    z-index: 999;
  }

  .nav-content.active {
    display: flex !important;
  }

  .nav-links {
    display: flex !important;
    flex-direction: column;
    width: 100%;
    gap: 1rem;
    margin-bottom: 1.5rem;
    align-items: flex-start;
  }

  .nav-actions {
    display: flex !important;
    flex-direction: column;
    width: 100%;
    gap: 1rem;
    align-items: stretch;
  }
  
  .nav-actions .btn {
    width: 100%;
    justify-content: center;
  }

  .hero { padding: 4.5rem 0 4rem 0; }
  .hero-title { font-size: 2.25rem; }
  .hero-subtitle { font-size: 1rem; }
  .section { padding: 4rem 0; }
  .main-heading { font-size: 1.85rem; }
  .advisor-grid { grid-template-columns: 1fr; }
  .card-grid { grid-template-columns: 1fr; }
  .benefits-grid { grid-template-columns: 1fr; }
  .service-grid { grid-template-columns: 1fr; }
  .bank-list-grid { grid-template-columns: repeat(2, 1fr); }
  .hero-actions { flex-direction: column; }
  .hero-actions .btn { width: 100%; }
  .cert-box { padding: 2rem; }
  .form-wrapper { border-radius: var(--radius-md); }
}

@media (max-width: 480px) {
  .container { padding: 0 1rem; }
  .hero-title { font-size: 1.9rem; }
  .bank-list-grid { grid-template-columns: 1fr; }
  .footer-links { flex-direction: column; gap: 0.75rem; }
}

/* =========================================
   NAVRANG APPARELS THEME STYLES
   ========================================= */

.navrang-nav-links a {
  transition: color 0.2s ease;
}

.navrang-nav-links a:hover {
  color: #b91c1c !important;
}

.navrang-actions .btn {
  transition: transform 0.2s ease, opacity 0.2s ease;
}

.navrang-actions .btn:hover {
  transform: translateY(-2px);
  opacity: 0.9;
}

/* Floating Animations for Hero Elements */
@keyframes float1 {
  0% { transform: translateY(0) rotate(-10deg); }
  50% { transform: translateY(-15px) rotate(-8deg); }
  100% { transform: translateY(0) rotate(-10deg); }
}

@keyframes float2 {
  0% { transform: translateY(0) rotate(15deg); }
  50% { transform: translateY(12px) rotate(12deg); }
  100% { transform: translateY(0) rotate(15deg); }
}

@keyframes float3 {
  0% { transform: translateY(0) rotate(12deg); }
  50% { transform: translateY(-20px) rotate(15deg); }
  100% { transform: translateY(0) rotate(12deg); }
}

.float-anim-1 { animation: float1 6s ease-in-out infinite; }
.float-anim-2 { animation: float2 5s ease-in-out infinite; }
.float-anim-3 { animation: float3 7s ease-in-out infinite; }

/* Form Label & Input Fix */
.corp-form label, .input-group label {
  color: #1f2937 !important;
  font-weight: 600;
  margin-bottom: 0.5rem;
  display: block;
}

.corp-form input, 
.corp-form select, 
.input-group input, 
.input-group select,
.corp-form select option,
.input-group select option {
  color: #1f2937 !important;
  background-color: #ffffff !important;
}